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The 2025 TFSA contribution limit is $7,000, same as 2024.
The 2025 RRSP contribution limit is 18% of previous year's earned income up to $32,490 (whichever is lower).

The annual contribution limit can change from year to year. You can make contributions anytime during the year, periodically or as a lump sum. Please always check your room to make sure you don't overcontribute.

Learn more about TFSA and RRSP.
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WealthONE ranked #3 in Forbes' Best Online Banks in Canada!

42 Canadian Banks and Credit Unions were researched according to Customer Experience, Fees, Accessibility, Digital Experience, Rates etc., and we are very proud to be recognized among the top 3 Online Banks in Canada.

Savings Account Interest Rates

3.45%

WealthONE High Interest Savings Account (Personal Only)

3.45%

WealthONE Tax-Free Savings Account (Personal Only)

3.45%

WealthONE RRSP Savings Account (Personal Only)

0.50%

WealthONE High Interest Savings Account (Business)

Rates effective 2024-11-22

Bank

WealthONE High Interest Savings Account

Earn high interest daily on every dollar!

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Grow your money with a GIC

Protect and grow your money with a Guaranteed Investment Certificate (GIC) and some of the highest interest rates in Canada.

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Savings Calculator

These calculators are made available to you as tools for independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy. All examples are hypothetical and are for illustrative purposes only.

* Rates are per annum and are subject to change without notice. Interest is calculated on the daily closing balance in a Savings account and paid monthly. See Account Terms and Conditions.

** CDIC limits apply. Canada Deposit Insurance Corporation (CDIC) is a federal Crown corporation that protects your deposits for up to $100,000 per insured category at financial institutions that are CDIC members. Coverage is free and automatic – you don’t have to sign up.

*** Fees are subject to change without notice.