"I just want to give the WealthONE team a big THANK YOU! Their flexible pricing program is fantastic. I don’t see this anywhere else in the Alt-A space. My client was very impressed with how responsive the team could be by taking calls and emails well after business hours. I am definitely doing more business with them!"N.G., Broker, ON
Specializing in mortgages that meet the unique borrowing needs of Canadians
Talk to us for innovative mortgage solutions for your clients. We’re focused on meeting the needs of a variety of borrowers, including:
Self-employed individuals
High net worth individuals
Multi Rentals
We approve stories, not numbers
WealthONE reviews each mortgage application individually for approval based on its own merits. We apply our lending policies using a common sense approach, including using all verifiable income sources. Our local market knowledge aids the underwriting process and delivers prompt turnarounds.
Our specialized focus areas
Self-employed individuals
As entrepreneurs ourselves, we recognize the number of self-employed workers continues to rise. For entrepreneurs who have operated businesses longer than 2 years, we are pleased to assist with mortgage needs.
- We apply business income to supplement personal earnings
- Clients can have the mortgage held in their holding company
Newcomers to Canada
This WealthONE mortgage program helps newcomers purchase a home since it’s tailored for recent immigrants and Work Permit holders with Canadian residency under 5 years.
- Permanent Residents and Work Permit holders
- Up to 75% Loan to Value
Multi Rentals
Financing is getting more complicated for clients who rely on their properties to generate income. The WealthONE rental property program is suited for home buyers/investors who have established excellent credit history and wish to invest in rental properties or generate rental income from their owner-occupied unit.
- Eligible for buyers who wish to purchase single or multiple units
- Up to 75% LTV
- Note: Financing for more than 4 units in a building falls under our Commercial Mortgage program
Welcome to our new Video Chat Series
- Featuring popular industry and business building tips and topics
- Deal examples as told by WealthONE Underwriters;
- Success Stories featuring our valued broker partners
- Tips on submitting complex deals
- And more!
Our Products
WealthONE mortgages
Find flexible mortgage solutions for your unique clients. View information about our various mortgages.
How to become a partner
Read the important information below
Complete and submit the forms/agreement to partner@wealthonebank.ca
Our Mortgage specialist will contact you right away
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